The first and most comprehensive way for African students to finance their education abroad

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Everything you need to finance your education, in one place.


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8B's Platform Can Help You
Attend the University of Your Dreams.

As a guideline, our lenders tend to offer:

  • Affordable loans
  • Loan amounts from $2,000, to the total cost of attendance
  • 6 months grace period
  • 5-10 years repayment period
  • Affordable interest rates
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How it Works

  • 1

    Tell us about yourself. Where are you planning to study? What field of study will be your focus? How how much funding you are looking for? Just a few minutes could change your life.

  • 2

    You'll get clear, detailed, and easy to follow information about your offers and the lenders you're choosing between.

  • 3

    Complete your application through the lender site. 8B will be here to support you on the next step of your education journey, and beyond.

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Frequently Asked Questions

What is a pre-approval?

Pre-approval is a first-step evaluation of your credit-worthiness that helps potential lenders understand your general ability to repay a loan. The pre-approval process takes into consideration your income, where you are studying, how far along you are in your studies, your requested loan amount, nationality, and where you live

Do I need to have documentation prepared?

Not for the pre-approval process. You will need to gather proof of identity, income and enrollment verification, and other validating documents when you submit a loan application. But that’s not a requirement for this first step

Is a co-signer required?

Not for the pre-approval process. Having a co-signer can help you secure more funding and a lower rate, however, a co-signer is not required to assess your pre-approval status

You can apply for pre-approval without a co-signer and then add one on a follow-up application if you want to compare your rate options further. Remember, there is no negative impact on your credit score

Why should I get pre-approved?

Firstly, pre-approval will give you a clearer sense of your full set of available loan options. And it only costs you some time

Secondly, if you are pre-approved you can compare your loan offers. This lets you take into consideration the impact of different interest rates and loan durations on the estimated cost over the life of your loan. All very handy when making a big financial decision

How long does it take to get a pre-approval?

The pre-approval application will take anywhere between 10-25 minutes to complete, depending on your circumstances. Once your information is submitted you will receive your pre-approval results, including loan rates and terms in a matter of minutes

Is my pre-approval rate guaranteed by lenders?

No. Pre-approval rates are an approximation of what you can expect from particular lenders. Lenders will determine your loan rate once you have completed their full application process

Does pre-approval affect my credit score?

No. We use a “soft pull” of your credit file to explore your loan options. This means there is no “hard inquiry” on your - or your co-signer’s -credit file

What are the basic requirements for submitting a pre-approval application?

You must be enrolled in a US-based university to qualify for pre-approval at this time

Can I apply without a US Social Security number (SSN)?

Yes. A US Social Security number is not required to submit an application. However, applying for pre-approval with a creditworthy cosigner who is a US Citizen or a Permanent Resident can improve your loan eligibility and rates

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